Liability Coverage Disputes & Bad Faith Litigation
Insurance coverage disputes and bad faith claims are among the most challenging issues in commercial litigation. At Lapin & Leichtling, we bring extensive experience, strategic insight, and practical judgment to high-stakes coverage litigation.
Practice Areas
Sophisticated Coverage Analysis
Insurance policies are complex, technical contracts. Coverage disputes often come down to how these provisions interact, requiring careful interpretation and a clear understanding of their application.
We regularly handle issues like:
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The duty of defense and indemnity
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Additional insured status and coverage scope
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“Other insurance” clause application and priority-of-coverage
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Late notice and coverage forfeiture defenses
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Number of occurrences and property damage trigger issues
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Choice of law and preferred forum
Our approach is methodical and grounded in both precedent and the specifics at hand. Whether we are advising on a claim or litigating in court, we focus on crafting clear, defensible positions supported by policy language and the law.
Bad Faith Litigation
Bad faith claims require careful navigation of complex legal frameworks, claims-handling practices, and fact patterns. These cases often depend on factors such as timing, documentation, investigation practices, and the reasonableness of prior decisions.
We understand how coverage decisions are made, how claims files are managed, and how those records are scrutinized in litigation. This insight allows us to develop strategies that are both rigorous and effective.
Complex, High-Stakes Insurance Disputes
We routinely handle complex disputes involving commercial general liability (CGL), commercial auto liability, professional liability, and commercial property insurance, including business interruption claims. These issues often arise from catastrophic accidents, construction defect litigation, significant third-party injuries or property damage, professional negligence allegations, and large-scale property losses.
Our experience includes:
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Multi-party CGL disputes involving additional insured, defense, and indemnity issues
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Auto liability claims involving layered coverage and priority disputes
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Professional liability matters related to errors and omissions
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Commercial property losses involving valuation, causation, appraisal, and business interruption calculations
As a boutique litigation firm, we pride ourselves on hands-on partner involvement and consistent strategic direction. Our focus is on precision, preparation, and thoughtful advocacy, ensuring that every case we handle has a meaningful impact.
How To Get Started
Contact us! If you are dealing with an insurance coverage dispute or potential bad faith claim, we can help you understand your options. L&L will evaluate your policy, assess the situation, and guide you on the next steps to protect your rights and move your case forward.